The rising costs of car repairs can be overwhelming. We are here to help manage these expenses effectively.
Your vehicle’s mileage determines which coverage applies. Check the plans below to compare what’s included.
The vehicle must be under 20 years old and 200,000 miles at the time of enrollment. A 90-day and 1,000-mile waiting period applies (30 days and 1,000 miles for Georgia residents). Coverage tier is determined by the vehicle's mileage at the time of a claim. Total aggregate limit of liability is $15,000. All plans include a $100 deductible per repair visit and up to $40 in car rental reimbursement for every 4 hours of labor with a maximum of $200 per repair.
Three simple steps. And a team that’s with you all the way.
Check engine light? Strange noise? We’re here for you. Our team will confirm what’s covered and help you start a claim — no guesswork, no stress.
Choose any licensed mechanic, contractor, or marine tech you trust. Need a recommendation? We’ve got your back. We’ll coordinate directly with them to approve the work — fast and hassle-free.
Once your repair is authorized, you cover your deductible—we cover the rest, directly. No reimbursements, no delays. Just peace of mind.
available for all plans
Our month-to-month flexible plans mean you get support without long-term commitments.
Get personalized assistance from our award-winning concierge team—ready to help anytime.
Avoid paying out-of-pocket for expensive repairs.
Pick a trusted pro or use our certified network.
Simple, fast claims with dedicated support.
Quick approvals to get your home running again.
Get instant plan access and easy online management.
Compare prices, book repairs online, and save up to 25% on maintenance.
Manage your plan, file claims, and track service requests with our user-friendly online portal.
Hear from some of the thousands of people who trust Toco for their coverage needs.
I was online updating my payment information and Toco At Home popped up. I have Toco Car Warranty and they been AWESOME. They have paid out two claims without any hesitation. I had to jump on the Home Coverage due to them being on top of my vehicle coverage. This company kicks butt and I recommend them to anyone.
I had to file a claim for a repair and was pleasantly surprised by how smooth the process was. The repair shop was able to communicate directly with Toco Warranty, which saved me time and hassle. The claim was approved quickly, and I was able to get my car back on the road without any issues.
The representative was awesome!! He gave me a really good discount for my car!! This dude should get a raise!!! GIVE THIS MAN A RAISE! He knows what us blue collar folks are going through as far as finance goes!
I was looking for warranty and pulled up 5 best companies and Toco pop up. I see why, the customer service and my agent was excellent in explaining everything clearly. I would recommend them to anyone look for vehicle warranty.
I was online updating my payment information and Toco At Home popped up. I have Toco Car Warranty and they been AWESOME. They have paid out two claims without any hesitation. I had to jump on the Home Coverage due to them being on top of my vehicle coverage. This company kicks butt and I recommend them to anyone.
All plans include a membership to
Openbay+ provides discounts of up to 25%, saving customers hundreds of dollars every year on routine maintenance through a network of over 40,000 service centers.
Find the nearest repair facility near you
Home
Employee Benefit Plans
Marine
About Us
Awards & Press
Reviews
Contact Us
Blog
Become an Affiliate
Claims Center for 
