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Download Platinum Plan Sample Contract
Save on Unexpected Repairs
Avoid costly surprises with coverage for essential home systems and appliances.
The most trusted consumer choice.
We’re here to assist you with claims, questions, and everything in between, whenever you need it.
No matter which plan you select, it's designed to fit seamlessly into your household budget.
With Toco Home Warranty Protection, you can easily submit claims through our online portal.
Choose from our flexible Silver, Gold, and Platinum plans. Each option offers reliable protection for your essential home systems and appliances. All plans are available with $75 or $100 deductible options, giving you control over your monthly payments and out-of-pocket costs.
Starting at $39/month
Essential appliance coverage
Starting at $59/month
Enhanced system protection
Starting at $79/month
Comprehensive whole-home protection
Central Vacuum System
Freestanding Freezer
Swimming Pool and Spa
Well Pump
Septic System
Well Pump & Septic System
Secondary Refrigerator
Water Leaks
Additional Air Conditioning Unit
Our plans help cover repairs for essential home systems and appliances, ensuring your home stays protected from unexpected breakdowns. Enjoy peace of mind knowing we’ve got you covered, providing reliable protection and assistance whenever you need it.
Avoid costly surprises with coverage for essential home systems and appliances.
Get confirmation of your plan and manage it effortlessly online.
Pick your own professional or use our certified network.
Submit claims easily and get quick approvals.
Minimize delays and keep your home running smoothly.
Stay protected with an easy plan renewal process.
Our award-winning service ensures you get fast claims support, 24/7 assistance, and expert guidance whenever you need it.
Maintain the safety and efficiency of your appliances with full coverage.
Experience worry-free plumbing with our all-inclusive protection.
Keep your home energized and safeguarded against electrical issues.
Enjoy year-round comfort with reliable heating and cooling coverage.
A Toco Home Warranty Protection Plan helps cover the cost of repairing or replacing essential appliances and systems when they fail due to normal wear and tear.
Unlike homeowners insurance—which only covers damages from disasters, accidents, or theft—a home protection plan ensures you’re covered when your HVAC, plumbing, electrical system, or appliances fail over time.
With Toco’s Home Warranty Protection, there’s no scrambling for a repair technician, no unexpected out-of-pocket costs, and no stress when your home’s essential systems stop working. We take care of the repair process from start to finish, so you don’t have to.
Toco’s Home Warranty Protection Plans offer flexible coverage tailored to your home’s essential appliances and systems, providing protection against unexpected breakdowns:
Avoid costly surprises with coverage for essential home systems and appliances.
Includes refrigerators, ovens, washers, dryers, dishwashers, microwaves, water heaters, and more. Available in all plans.
Coverage for central air conditioning, heat pumps, home heating (gas or electric), ice makers, garbage disposals, wine coolers, and trash compactors. Available in Gold and Platinum plans.
Comprehensive protection for interior electrical systems, ceiling fans, interior plumbing, doorbell systems, garage door openers, exhaust & attic fans, kitchen exhaust fans, and programmable thermostats. Available in Platinum plans.
Easily submit your claims online and enjoy quick approvals.
Freedom to select your preferred technician or utilize our certified network.
Get personalized support from our dedicated team, ensuring a smooth and stress-free claims process from start to finish.
Whether you choose Essential appliance coverage (Silver) , Enhanced system protection (Gold) , or Comprehensive whole-home protection (Platinum) , each option helps you avoid unexpected repair costs and ensures your home keeps running smoothly.
Owning a home is an investment—but unexpected breakdowns can lead to expensive repairs. With a Toco Home Protection Plan, you don’t have to worry about surprise costs, searching for a reliable technician, or dealing with frustrating delays.
Here’s how Toco makes homeownership easier:
Avoid the high cost of repairing or replacing essential home systems.
Get instant confirmation of your coverage and 24/7 support.
We help mitigate repair delays and ensure swift service.
Stay covered with a simple, hassle-free renewal system.
A Toco Home Protection Plan keeps your home running smoothly and your budget intact.
Submit your claim online or contact our team for fast, personalized assistance.
Choose your own technician or select from our trusted network. If a replacement is needed, we’ll guide you through the process.
Easily upload your receipt online—our system takes care of the rest.
Once approved, we process your reimbursement quickly and hassle-free.
Diana - Phoenix, AZ
Donald - Hackensack, NJ
J - Houston, TX