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  • Toyota Extended Warranty Options

Toyota Extended Warranty Options

Diving into the extended service options for protecting your Toyota vehicle

Toyota is the largest carmaker in the world, producing over 10 million cars and trucks each year and holding a special spot in drivers’ hearts. From their popular Camry and Corolla sedans, to their family-favorite Sienna minivan, to their lines of capable, dependable trucks and SUVs like the Highlander and the RAV-4, Toyota makes cars that lead the field in overall value. And that’s not even mentioning their award-winning Prius hybrid, which U.S. News and World Report has named the 2017 Best Hybrid Car for the Money.

Toyota built its brand on a reputation for making practical, affordable cars that deliver excellent value to their owners, and the auto press has taken notice. J.D. Power gives Toyota vehicles a 4 out of 5 in Dependability and the latest CarMD Vehicle Health Index Make & Model Reliability Rankings names Toyota as the third most reliable make overall, with special mentions for their Corolla and Camry models. However, Toyota is nowhere to be found on CarMD's list of Brands with the Lowest Average Repair Costs.

Diligent car owners know this means they need to make sure they have coverage to protect them from any costly repair bills that may come their way. Read on as we break down the options to cover mechanical repairs on your Toyota vehicle.

Toyota Dealer Extended Warranty Plans

Toyota offers three levels of extended service plans that offer varying levels of coverage for vehicles that age out of the original factory warranty.

Why so many plans? Well, carmaker-branded service plans like Toyota’s come at a premium. You’re paying for the name, over and above the actual repair costs. And with the multi-level plan structure, unless you’re willing to pay big bucks, you may not actually get the protection you really need.

Toyota Dealer Extended Warranty Plans

Toyota offers three levels of extended service plans that offer varying levels of coverage for vehicles that age out of the original factory warranty. Why so many plans? Well, carmaker-branded service plans like Toyota’s come at a premium. You’re paying for the name, over and above the actual repair costs. And with the multi-level plan structure, unless you’re willing to pay big bucks, you may not actually get the protection you really need.

What is a Vehicle Service Contract?

Products offered to supplement your manufacturer’s warranty are sometimes mistakenly referred to as extended car warranties. This type of coverage doesn’t technically extend the coverage of your manufacturer’s warranty– it’s actually a new contract between the contract provider and the consumer. This means you can buy one at any time for your eligible vehicle, not just when the original warranty expires. As such, a more accurate label is vehicle service contract (VSC).

Why Choose a Vehicle Service Contract?

For many Toyota car owners, third-party vehicle service contracts, like the ones offered by Toco Warranty, provide a more cost-effective alternative to dealer warranties. A Vehicle Service Contract (VSCs) is an easy, affordable way to make sure you're protected when covered breakdowns occurs.

Essentially, VSCs work the exact same way as your original new car factory coverage functioned, paying for the parts, labor, and taxes for any covered repairs if your vehicle should ever break down. VSC Benefits Include:

  • Simple claims process
  • Ability to choose from a broad national network of repair shops
  • 24-hour roadside assistance
  • Discounts on car rental and hotel stays in covered conditions
  • No down payment
  • Low monthly payments
  • Ability to cancel coverage at any time
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Simple Claims Process

24-hour roadside assistance

No Down Payment

Low monthly payments

Ability to choose from a broad national network of repair shops

Ability to cancel coverage at any time

Taking a Closer Look: Average Toyota Repair Costs with and without a Vehicle Service Contract

When you consider what a typical repair bill can look like for an aging vehicle, a Vehicle Service Contract starts to look like a pretty smart bet.

Average U. S. Repair Costs

Vehicle Repair Uncovered Cost Cost with Toco VSC
Replace Engine $7124.48 $100
Replace Transmission and
Torque Converter
$5321.62 $100
Replace Hybrid Battery and
Reprogram Engine Control Module
$4280.92 $100
Replace Transmission Assembly $3980.92 $100
Replace Balance Shaft Gear $3571.38 $100
Cylinder Compression Test $2819.04 $100
Replace Cylinder Head Assembly
and Spark Plugs
$2493.12 $100
Replace Catalytic Converter $1190.18 $100
Replace Throttle $578.35 $100
Replace Fuel Injectors $467.01 $100

In addition, when you take into account the typical repair costs for many of the most common problems with Toyota vehicles as they age, the prospect of having no coverage looks risky indeed.

If you own a Toyota vehicle that has aged out of its factory warranty, you should start exploring your vehicle service coverage options. For many drivers, a Vehicle Service Contract from Toco Warranty is the best way to ensure peace of mind when unexpected repairs occur.

While you may not be able to depend on a lifetime of trouble-free driving with your Toyota, a Toco VSC can make sure that when breakdowns do happen, all your covered repairs are taken care of.

Get a free Toco Warranty quote today.

Toyota is not affiliated with Toco Warranty Corp. and has not endorsed Toco Warranty products and services.

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