• Subaru Extended Warranty Options

Subaru Extended Warranty Options

Why You Should Consider Extra Protection for Your Subaru Vehicle

Subaru drivers are some of the most dedicated around. They love their Subaru vehicles and what they represent. And why shouldn’t they? The brand’s focus on safety, and its eco-friendly image, are epitomized by its variety of excellent all-wheel drive vehicles. From the perennially popular cross-over Forester SUV, to the legendary Outback sport wagon, Subaru makes great cars for people who want to live life to the fullest. Subaru loyalists know that the popular Impreza and Legacy all-wheel-drive sedans have the heart of a Subaru beating under their hood.

Why Purchase Extend Coverage for Your Subaru?

The Subaru Brand was built on a tradition of safety and longevity in their rugged, AWD vehicles. Subaru drivers can be fiercely loyal –and for good reason! — but their hesitance to consider a new vehicle is all the more reason they should consider getting an extended protection plan for their vehicles after the factory warranty runs out. Devoted drivers will want to protect their investment by making sure they are prepared to handle the sudden repairs needed to keep their Subarus on the road long after their factory warranty has bit the dust.

After all, notwithstanding its reputation, Subaru vehicles are subject to breakdowns and other troubles as they age, just like other vehicles. In fact, J.D. Power gives Subaru vehicles just a 3 out of 5 in all categories, from Overall Quality to Performance and Design to Dependability. The latest CarMD Vehicle Health Index Make & Model Reliability Rankings does show Subaru makes the list of Top 10 Most Reliable Makes for the first time. However, when it is time for servicing, those repairs won’t come cheap. Subaru doesn’t make the cut of CarMD’s list of Brands with the Lowest Average Repair Costs.

Diligent car owners know this means they need to make sure they have coverage to protect them from any costly repair bills that may come their way. Read on as we break down the extended coverage options to pay for mechanical repairs on your Subaru vehicle.

Are Subaru Dealer Extended Warranties Worth it?

Drivers who opt to contract with Subaru for additional breakdown coverage after their factory warranty runs out only have two options, which may not provide every driver with the flexibility of coverage they’d prefer. What’s more, carmaker-branded service plans like Subaru’s come at a premium. These plans are usually loaded with a lot of upfront cost, leaving you to pay over and above the actual repair costs. And with their striated plan structure, unless you’re willing to pay big bucks, you may not actually get the protection you really need.

On top of that, Subaru dealer extended warranties limit the number of mechanics you can visit. For coverage to apply, you must take your vehicle to a Subaru factory-trained technician who uses only approved parts. Such a measure helps Subaru protect its brand, but it also vastly restricts your mechanic options, which can be a serious issue if you already have a trusted repair shop or if your car breaks down a distance away from a qualifying technician.

While extended coverage is worth the investment if you are highly dependent on your Vehicle, it may not be worth the elevated price tags that accompany dealer extended warranties. There are alternatives to dealer coverage plans, that provide the same amount of coverage for a fraction of the price.

Protect Your Subaru with a Vehicle Service Contract

What is a Vehicle Service Contract?

A Vehicle service contract (VSC) is a service plan that offers low-cost protection for your vehicle after the factory warranty has expired. For this reason, VSCs are sometimes mistakenly referred to as extended car warranties. This type of coverage doesn’t technically extend the coverage of your manufacturer’s warranty, however – it’s actually a new contract between the contract provider and the consumer. This means you can buy one at any time for your eligible vehicle, not just when the original warranty expires. As such, a more accurate label is Vehicle Service Contract.

Why Choose a VSC for Your Subaru?

For many car owners, vehicle service contracts, like the ones offered by Toco Warranty, provide an affordable alternative to dealer warranties. A vehicle service contract is the easy, affordable way to make sure you're protected when covered breakdowns occur. For those looking to buy a Subaru extended warranty online, consider a Toco vehicle service plan as a comparable alternative. Toco Warranty is the only VSC provider that allows you to purchase a plan online.

Essentially, VSCs work the exact same way as your original new car factory coverage functioned, paying for the parts, labor, and taxes for any covered repairs if your vehicle should ever break down.

VSC Benefits Include:

  • Simple claims process
  • Ability to choose from a broad national network of repair shops
  • 24-hour roadside assistance
  • Car Rental Benefits 
  • No down payment
  • Low monthly payments
  • Pay as you Go plans available*

*Cancellation Fee may apply

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Simple Claims Process

24-hour roadside assistance

No Down Payment

Low monthly payments

Ability to choose from a broad national network of repair shops

Ability to cancel coverage at any time

Taking a Closer Look at Uncovered Subaru Repair Cost

When you consider what a typical Subaru repair bill can look like for an aging vehicle, the cost of a Vehicle Service Contract starts to look like a pretty smart bet.

Average U. S. Repair Costs

Vehicle Repair Uncovered Cost Cost with Toco VSC
Replace Engine $7124.48 $100
Replace Transmission and
Torque Converter
$5321.62 $100
Replace Transmission Assembly $3980.92 $100
Replace Balance Shaft Gear $3571.38 $100
Replace Cylinder Head Assembly $2493.12 $100





And when you take into account the typical repair costs for many of the most common problems with Subaru vehicles as they age, the prospect of having no coverage looks risky indeed.

If you own a Subaru vehicle that has aged out of its factory warranty, you might want to explore your vehicle service coverage options. For many drivers, a Vehicle Service Contract from Toco Warranty is the best way to ensure peace of mind when unexpected repairs occur.

While you may not be able to depend on a lifetime of trouble-free driving with your Subaru, a Toco VSC can make sure that when breakdowns do happen, all your covered repairs are taken care of.


Subaru is not affiliated with Toco Warranty Corp. and has not endorsed Toco Warranty