Nissan Extended Warranty Options
Diving into the Extended Service options for protecting your Nissan vehicle
Nissan has been selling popular cars and trucks here in America since the 1980’s. From the popular Sentra, a perennial leader in the compact category, to the confident, aggressive Rogue crossover SUV, Nissan has a great car for every kind of driver. That’s not even mentioning the mid-sized Altima, which features the best fuel economy in its class, or the surprisingly roomy and affordable Versa Note subcompact hatchback.
Why Get Extended Protection for Your Nissan?
The Nissan Brand offers a full range of solid vehicles that appeal to consumers looking for value, styling and fuel efficiency. But Nissan owners need to be aware that many models will encounter reliability issues down the road.
In fact, J.D. Power gives Nissan vehicles just a 3 out of 5 in all categories, from Overall Quality to Performance and Design to Dependability. And the latest CarMD Vehicle Health Index Make & Model Reliability Rankings shows Nissan dropping three places last year in its ranking of the Most Reliable Makes. Nissan doesn’t even make the cut of its list of Brands with the Lowest Average Repair Costs.
Diligent car owners know this means they need to make sure they have warranty coverage to protect them from any costly repair bills that may come their way. Read on as we break down the options to cover mechanical repairs on your Nissan vehicle.
Do Nissan Dealers Offer Extended Warranties?
Nissan offers five different levels of extended service plans, each with different levels of coverage, plus one-off plans for Tire & Wheel, Dent, and Key Replacement.
Why so many plans? Well, carmaker-branded service plans like Nissan’s come at a premium. You’re paying for the name, over and above the actual repair costs. And with the multi-level plan structure, unless you’re willing to pay big bucks, you may not actually get the protection you really need.
On top of that, Nissan dealer extended warranties limit the number of mechanics you can visit. For coverage to apply, you must take your vehicle to a Nissan factory-trained technician who uses only approved parts. Such a measure helps Nissan protect its brand, but it also vastly restricts mechanic options.
Third-Party Vehicle Service Contracts
What is a Vehicle Service Contract?
Vehicle service contracts are products offered to supplement your manufacturer’s warranty. Because of this, VSCs are sometimes mistakenly referred to as extended car warranties. A vehicle service contract doesn’t technically extend the coverage of your manufacturer’s warranty; it is actually a new contract between the contract provider and the consumer. This means you can buy one at any time for your eligible vehicle, not just when the original warranty expires. As such, a more accurate label is vehicle service contract.
Why Choose a Vehicle Service Contract?
For many car owners, third-party vehicle service contracts, like the ones offered by Toco Warranty, provide a more cost-effective alternative to dealer warranties. A vehicle service contract is the easy, affordable way to make sure you're protected when covered breakdowns occurs.
Essentially, VSCs work the exact same way as your original new car factory coverage functioned, paying for the parts, labor, and taxes for any covered repairs if your vehicle should ever break down.
The Benefits of a VSC Include:
- Simple claims process
- Ability to choose from a broad national network of repair shops
- 24-hour roadside assistance
- Discounts on car rental and hotel stays in covered conditions
- No down payment
- Low monthly payments
- Ability to cancel coverage at any time
Simple Claims Process
24-hour roadside assistance
No Down Payment
Low monthly payments
Ability to choose from a broad national network of repair shops
Ability to cancel coverage at any time
The Cost of Not Having a Vehicle Service Plan
When you consider what a typical repair bill can look like for an aging vehicle, a Vehicle Service Contract starts to look like a pretty smart bet.
Average U. S. Repair Costs
|Vehicle Repair||Uncovered Cost||Cost with Toco VSC|
|Replace Transmission and
|Replace Hybrid Battery and
Reprogram Engine Control Module
|Replace Transmission Assembly||$3980.92||$100|
|Replace Balance Shaft Gear||$3571.38||$100|
|Cylinder Compression Test||$2819.04||$100|
|Replace Cylinder Head Assembly
and Spark Plugs
|Replace Catalytic Converter||$1190.18||$100|
|Replace Fuel Injectors||$467.01||$100|
And when you take into account the typical repair costs for many of the most common problems with Nissan vehicles as they age, the prospect of having no coverage looks risky indeed.
If you own a Nissan vehicle that has aged out of its factory warranty, you might want to explore your vehicle service coverage options. For many drivers, a Vehicle Service Contract from Toco Warranty is the best way to ensure peace of mind when unexpected repairs occur.
While you may not be able to depend on a lifetime of trouble-free driving with your Nissan, a Toco VSC can make sure that when breakdowns do happen, all your covered repairs are taken care of.
Nissan is not affiliated with Toco Warranty Corp. and has not endorsed Toco Warranty products and services.