Mazda Extended Warranty Coverage Options
Coverage options for your new or used Mazda
When you buy a Mazda, you generally know what you're getting: an affordable, highly drivable car known for its utility and reliability. From the smart design of their popular Mazda 3 series sedans and hatchbacks, to their highly-rated line of CX crossovers and SUVs, to the classic styling of the Miata sports car, Mazda makes cars that deliver excellent value and exhilarate the senses.
But no matter how much you may love your Mazda, mechanical breakdowns are bound to affect your vehicle at some point or another.
That's why it's always a good idea to think about repair and breakdown coverage, in hopes that when the inevitable does take place, your Mazda and your wallet are both protected.
Common Mazda fix and repair costs
Below are some of the most frequently reported issues and associated cost for Mazda car repairs:
|Issue||Model Affected||Cost to Fix/Replace|
|AC Condenser||CX-9||$730 - $835|
|Brake Caliper||Mazda2||$405 - $810|
|EGR valve||Miata MX-5||$565 - $610|
|Wheel Bearing||Navajo||$315 - $455|
|Mass Airflow Sensor||Protege||$280 - $420|
|Oil Leak Diagnosis||Tribute||$90 - $110|
Consider, along with the above, that over a 10-year period the total average cost to maintain a Mazda is estimated to be $7,500.
Fortunately, there are coverage solutions available, so you're not forced to brave these costs alone. The first option? Mazda’s own factory warranty.
Breaking Down Mazda's factory warranty
New Mazda’s come with a manufacturer limited warranty, which provides coverage for certain parts and components, up to a specified period or mileage threshold:
New Vehicle Limited Warranty (3 years or 36,000 miles): Covers certain defects in materials and workmanship in Mazda-supplied parts.
Limited Powertrain Warranty (5 years or 60,000 miles): Covers certain defects in materials and workmanship in Mazda powertrain components.
24/7 Roadside Assistance Program (3 years or 36,000 miles): Covers towing service up to a specified period or mileage threshold, which depends on whether the part failure falls under coverage from the New Vehicle Limited Warranty or Limited Powertrain Warranty.
Mazda features additional parts warranty plans, which can be found on their website.
What is Mazda’s Extended Confidence Plan
While Mazda's factory warranty is a good place to start your coverage, remember that it's still just a temporary solution, due to the fixed and limited period/mileage threshold.
As a follow-up, Mazda offers additional coverage in the form of an extended warranty. The carmaker offers two different kinds of branded warranties: a modified plan covers just the powertrain components, while a more comprehensive plan covers most parts and components in the event of a mechanical breakdown or failure.
Benefits of both plans include:
- Deductibles of $0 and $100
- Mazda factory-trained technicians
- Repairs accepted at all Mazda dealerships nationwide
- Mazda-certified parts only (where available)
- 24/7 emergency roadside assistance
- Fully transferable contracts
Mazda offers additional protection plans and services, including GAP Protection and Vehicle Theft Protection, which can be found here.
Restrictions of Mazda's Own Extended Warranty
While fairly comprehensive in its scope of coverage, Mazda's extended coverage plans may result in more expensive monthly bills for you, especially when compared to third-party extended coverage solutions.
Additionally, as with most dealer/manufacturer extended service plans, Mazda's own plan may restrict consumers in the following ways:
- Limited mechanic options: For Mazda's coverage to apply, you must bring your vehicle to an authorized Mazda dealership only. Repairs performed elsewhere are not eligible for reimbursement or coverage under Mazda's plan.
- Limited parts coverage: To be eligible for coverage, repair parts must be original to your vehicle or certified by Mazda only.
- Limited eligibility to purchase plans: Strict eligibility requirements may have to be met in order to purchase a Mazda extended warranty. Contact your local Mazda dealer for more information.
Third-party Vehicle Service Contracts
Mazda's Extended Confidence isn't the only option for Mazda owners looking to extend coverage. There's an alternative solution for vehicle breakdown protection, in the form of what's known as a Vehicle Service Contract (VSC).
A VSC is a policy from an independent, third-party provider to pay for covered repairs and breakdowns, including parts, labor, and taxes, if and when they affect your car.
How is a Vehicle Service Contract different from Mazda's Plan?
While both a VSC and Mazda's own extended plan can protect consumers against covered auto repair bills, they're still not identical in makeup. VSCs differ dealer-issued plans in the following ways:
- VSCs are not affiliated with Mazda. VSCs are offered by independent, third-party providers.
- VSCs can be purchased at any time. This is in stark contrast to most manufacturer extended coverage plans, which may come ample eligibility restrictions.
- VSCs offer greater contract flexibility. Whereas a carmaker’s branded warranty may lock your contract in for a set time period or mileage number, VSCs like those offered by us at Toco Warranty are pay-as-you-go and can be canceled any time.
- VSCs offer a much larger network of approved mechanics. For Mazda’s plan to apply, you may have to take your car to an authorized Mazda dealership. With a VSC, on the other hand, you can visit any licensed repair shop nationwide and still be eligible for coverage.
Benefits of a Vehicle Service Contract
A vertically-integrated VSC provider (e.g. one that handles payments, administration, claim filing) like Toco Warranty is able to offer better, faster service, thanks to a more streamlined and efficient operational approach. Moreover, with a Toco Warranty VSC, we provide a range of benefits for consumers, including:
- Affordability. All Toco VSC plans offer low monthly payments and $0 down.
- Contract flexibility. All Toco VSC plans are pay-as-you-go and can be canceled or transferred at any time.
- Nationwide repair facilities. Unlike a Mazda’s in-house plan, which may restrict your mechanic options, our VSC policies allow you to bring your Mazda to any licensed repair shop nationwide.
- Simple claims process. We handle the entire claims process in-house, including administration and payment, so you never have to get involved.
Simple Claims Process
24-hour roadside assistance
No Down Payment
Low monthly payments
Ability to choose from a broad national network of repair shops
Ability to cancel coverage at any time
Note that extending repair and breakdown coverage is just the tip of the iceberg. We also offer:
- 24-hour roadside assistance
- Trip interruption coverage
- Discounts on rental cars
- Discounts on hotel stays
At a glance: cost to fix a Mazda3 with and without a Vehicle Service Contract
Let's take a look at common Mazda3 repair costs with and without a Toco Warranty VSC:
|Issue Type||Uncovered Cost||Toco VSC Cost|
|Fuel Pump||$820 - $2,890||$100|
|Alternator||$465 - $1,635||$100|
|Strut Assembly||$400 - $1,515||$100|
|Car Radiator||$535 - $860||$100|
|Brake Rotors/Discs||$275 - $490||$100|
|Oxygen Sensor||$285 - $480||$100|
|Ignition Coil||$220 - $310||$100|
|Crankshaft Position Sensor||$160 - $295||$100|
It's a glaring difference, especially when you factor in that 10-year repair and maintenance costs for Mazda can typically reach $7,500. A VSC from Toco Warranty becomes a solid solution to take over some or most of the above covered costs, and more.
Consider a Vehicle Service Contract with Toco Warranty
If your Mazda factory warranty is about to expire or has already expired, now is the time to explore extended coverage options.
While Mazda's Extended Confidence plans offer a range of benefits, they may limit consumers in terms of repair shop options and coverage for parts.
A Vehicle Service Contract offers the same range of coverage as Mazda's plan, but with additional benefits, greater contract flexibility—like the ability to purchase and cancel at any time—and greater repair shop flexibility as well.
Toco Warranty's Vehicle Service Contract may be a solid way to ensure peace of mind and protect your wallet against covered Mazda breakdowns and repairs.
Mazda is not affiliated with Toco Warranty Corp. and has not endorsed Toco Warranty products and services.