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The most trusted consumer choice

The right repair
coverage at the
right price

Your coverage
made simple

Peace of mind backed by our award-winning customer care.

  • No down payment
  • Pay as you go
  • Cancel anytime
  • Simple claims process
  • Choose your mechanic
  • Towing, hotel, rental car

 

Toco plans are sold and managed in-house. That means our customers have dedicated, always-in-the-know support, so you can say goodbye to robo-calls and navigating complex admin systems. And even more important, we’re able to process claims quickly and accurately.

Free quote

Get a free, no-pressure quote

*Toco will never use your information to place robocalls to you for any reason. We will handle your personal information with the highest level of confidentiality. We will only contact you to provide the information you requested, with no pressure or obligation.

Legal disclaimer: By clicking this link you are authorizing Toco to contact you by email, phone or text. If you purchase a plan from us, you are also authorizing us to contact you in conjunction with the normal course of administering your plan and Toco's products and services.

This permission supersedes all Do Not Call registrations. You are not required to agree to this as a condition of purchase.

How it works
Call our team
When your vehicle breaks down, reach out to our award-winning Customer Care team, and we’ll take it from there.
Get help fast
Toco will tow your vehicle to the mechanic of your choice, or provide jump-starts, locksmith help, tire changes, and fuel delivery.
Your Toco coverage pays the bill
While your vehicle is being repaired, Toco will provide a rental car. Once repairs are complete, we pay the shop directly.
Get a Quote
Consumer Plans

We ease the stress
of vehicle ownership

Your coverage is based on your vehicle’s mileage up to 250,000 miles. Yep, you read that correctly: we even cover vehicles that have literally gone the distance.

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Corporate Plans

When an employee’s car breaks down, it’s more than productivity that’s lost

It turns out, relieving some of the challenges and financial burdens of vehicle ownership for your employees is also good for your company’s bottom line.

Explore Toco At Work
All plans include a membership to

Openbay+ provides discounts of up to 25%, saving customers hundreds of dollars every year on routine maintenance through a network of over 40,000 service centers.

Learn more

Find the nearest repair facility near you

See how we've helped our customers

Bettie of Indianapolis, IN

Very good service. Taking time to listen to my problem and quickly helping me get my vehicle back. The car repair shop was well please. The deductible was reasonable. I really dislike when my vehicle is down. So happy to have it back running again.

Vincent of Waterbury, CT

Toco is a great company, my friend had a lot of work done to his car. And they covered all his problems he had, my wife also had work done and it was also covered. If you’re looking for a good warranty company, we recommend Toco.

Jerry of Idabel, OK

Filled out the form on the internet, Sergio called and was very professional and answered all questions. The customer experience/service was “excellent”. I don’t enjoy pressure and he did not pressure me to make a choice. Sergio explained the coverage and the exclusions. He also sent me emails with information

Bettie of Indianapolis, IN

Very good service. Taking time to listen to my problem and quickly helping me get my vehicle back. The car repair shop was well please. The deductible was reasonable. I really dislike when my vehicle is down. So happy to have it back running again.

Vincent of Waterbury, CT

Toco is a great company, my friend had a lot of work done to his car. And they covered all his problems he had, my wife also had work done and it was also covered. If you’re looking for a good warranty company, we recommend Toco.

Jerry of Idabel, OK

Filled out the form on the internet, Sergio called and was very professional and answered all questions. The customer experience/service was “excellent”. I don’t enjoy pressure and he did not pressure me to make a choice. Sergio explained the coverage and the exclusions. He also sent me emails with information