Chrysler Extended Warranty Options
Evaluating extended auto-repair coverage options for your Chrysler
Chrysler, having been around since 1925, is perhaps the best-known and most reputable marque in the FCA (Fiat Chrysler Automobiles) family. Over the decades, FCA has done a formidable job positioning Chrysler as a premium brand.
But while premium implies quality and luxury, it also implies higher costs to purchase and maintain the vehicle. Think about this: over a 10-year period, the average cost to upkeep and maintain a Chrysler automobile is estimated to be around $10,600. In comparison, maintaining a Toyota for that same time span costs around half that, at $5,500.
While owning a premium car is never cheap, it's not necessary to brave every repair and maintenance cost alone. There are coverage options out there to help you save on Chrysler repairs if and when they do happen. Let's first look at a few of the most commonly reported Chrysler issues, and what they'd cost to fix or replace without extended coverage in your corner.
Common Chrysler Repair Costs
Here are some of the most frequent mechanical issues reported by Chrysler owners:
- Fuel pump ($500 to $630 to replace)
- Alternator ($360 to $480 to replace)
- Brake caliper ($235 to $245 to replace)
- Brake rotors/discs ($190 to $230 to replace)
A factory warranty, which offers breakdown coverage from the manufacturer, exists to combat some of these costs. However, once your factory warranty expires, you risk being left stranded on the open road without additional help to pay for future fixes and repairs. That’s why it’s important to think about getting extended auto repair coverage, which can pick up right where your factory warranty leaves off.
Fortunately, there are extended coverage solutions available, so you can continue to keep your Chrysler repair and maintenance costs in check. Let's dive a little deeper into those options, starting with FCA's own extended protection plan.
Chrysler Branded Vehicle Protection Extended Coverage
Chrysler dealers can offer two extended vehicle protection plans for Chrysler owners to choose from. The basic package covers some 800 engine components, while the premium package extends coverage to more than 5,000 parts and systems on the vehicle. Both plans extend your Jeep’s original factory warranty for 8 years or 125,000 miles.
Moreover, unlike most manufacturers, Chrysler offers a lifetime warranty option, for both of their plans. However, only the original car owner is eligible for this plan.
Additional Chrysler-issued plan benefits include:
- Varying term options up to 8 years/125,000 miles
- On option for lifetime coverage
- $200, $100, and $0 deductible levels
- Factory-trained technicians
- Chrysler-certified parts
- Access to participating dealerships throughout north am
- Transferable contract
Limitations of Chrysler Branded Vehicle Protection Plans
Like most extended warranty options offered by dealers and manufacturers, Mopar Vehicle Protection carries with it some limitations:
- Chrysler’s branded vehicle protection may run concurrently with your factory warranty: Let’s say you opt for the premium plan for 8 years/125,000 miles at the time you purchase your Chrysler, which also comes with a 3-year/36,000-mile warranty. These two coverage plans may overlap. Chrysler won’t wait for your factory warranty to expire before counting the extended care plan; both start the moment you drive off the lot. So while you're paying for 8 years/125,000 miles of protection, you're actually only getting 5 years/89,000 miles.
- Limited parts coverage: To be eligible for coverage, repair parts may have to be original to your vehicle or certified by Chrysler.
- Limited eligibility to purchase plans: Strict eligibility requirements may have to be met in order to purchase Chrysler’s extended coverage plan. Contact your local Chrysler dealer for more information.
Third-Party Chrysler Vehicle Service Contracts
If you're looking to extend coverage on your Chrysler past your factory warranty, a dealer-issued extended protection plan isn't the only option.
An alternative choice for protection is a Vehicle Service Contract (VSC).
A VSC is a policy from an independent, third-party provider to pay for covered repairs and breakdowns—this includes parts, labor, and taxes—if and when they happen to your vehicle.
How is a Vehicle Service Contract different from Chrysler’s Vehicle Protection Plans?
Both a Chrysler VSC and Chrysler’s own plan help to pay for covered breakdowns against your vehicle. But that doesn't mean the two coverage options are totally identical. A Chrysler VSC differs from a dealer-issued plan in the following ways:
- VSCs are not affiliated with FCA or Chrysler. Independent, third-party providers offer vehicle service plans and contracts.
- VSCs can be purchased at any time. This is in stark contrast to most manufacturer extended coverage plans, which may come with some or ample eligibility restrictions.
- VSCs offer greater contract flexibility. Whereas a Chrysler dealer’s plan may lock you in for a set time period or mileage number, Chrysler VSCs like those offered by Toco Warranty are pay-as-you-go and can be canceled any time.
- VSCs offer a much larger network of approved mechanics. For a Chrysler extended warranty to apply, you must take your car to an authorized Chrysler or FCA-approved dealership only. With a Chrysler VSC, however, you can visit any licensed repair shop nationwide and still be eligible for coverage.
Benefits of a Vehicle Service Contract
If you're in the market for extended auto repair coverage, going with a VSC like the ones offered by Toco Warranty can be a smart choice, with benefits like the following:
- Affordability. All Toco VSC plans offer low monthly payments and $0 down.
- Contract flexibility. All Toco VSC plans are pay-as-you-go and can be canceled or transferred at any time.
- Nationwide repair facilities. All Toco VSCs allow you to bring your car to any licensed repair shop nationwide.
- Simple claims process. At Toco Warranty we handle the entire claims process in-house, including administration and payment, so you don't have to get involved.
We offer additional benefits outside of just helping pay for covered fixes and repairs to your Chrysler, including:
- 24-hour roadside assistance
- Trip interruption coverage
- Discounts on rental cars
- Discounts on hotel stays
- Simple Claims Process
- No Down Payment
- Ability to choose from a broad national network of repair shops
At a Glance: Cost to Fix a Chrysler PT Cruiser with and without a Vehicle Service Contract
Let's take a look at common PT Cruiser repair costs with and without a Toco VSC:
|Toco VSC Cost|
|Fuel Pump||$500 - $630||$100|
|Alternator||$360 - $480||$100|
|Clutch Slave Cylinder||$190 - $320||$100|
|Brake Caliper||$235 - $245||$100|
|Brake Rotors/Discs||$190 - $230||$100|
|Car Door Lock Actuator||$125 - $335||$100|
|CV Axle/Shaft Assembly||$190 - $290||$100|
Now that's a big difference! While perhaps one or two repairs may not add up to a lot, consider that most people buy and own a car for the long haul—which means collective repair and fix costs are almost certain to climb into high four digits to even low/medium five-digits.
That is, unless you protect yourself and your Chrysler with a viable VSC.
Consider a Chrysler Vehicle Service Contract with Toco Warranty
If your Chrysler factory warranty is about to expire or has already expired, now is the time to explore extended coverage options.
While Chrysler’s own extended coverage plans may offer a range of benefits, they may restrict consumers when it comes to term limits, repair shop options, and coverage for parts.
A Chrysler Vehicle Service Contract from Toco offers the same range of coverage as a dealer-issued plan, but with additional benefits, greater contract flexibility—like the ability to purchase and cancel at any time—and greater repair shop flexibility as well.
Toco Warranty's Vehicle Service Contracts may be a solid way to ensure peace of mind and protect your wallet against covered breakdowns and repairs. Explore their Chrysler quote options today!
Chrylser is not affiliated with Toco Warranty Corp. and has not endorsed Toco Warranty products and services.