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No one should be grounded by auto repair bills they can't afford. That's why we take the Toco approach that puts the customer first.

Toco Joe from Toco Warranty with sun glasses explaining the Toco story

Our Story

In the past, buying a vehicle service contract meant paying up front for years of coverage or making a large down payment. Toco decided that it didn't have to be that way.

What if auto repair protection could be an easy, affordable monthly expense, much like a utility bill? What if, by paying a small amount each month, you could keep your vehicle protected?

Toco was created to bring that idea to life.

Because Toco and its affiliated companies handle all sales, finance, administration and the insurance backing the plans, we're able to offer you the maximum amount of coverage based on your car's mileage and age, while still keeping fees affordable. And because we believe in educating our customers, we make it easy to understand what your plan covers so there's no surprises down the road.

Located in sunny California, we're passionate about serving our customers. Just like the Toco toucan, our team is a spirited, fun and creative bunch of people dedicated to providing helpful, friendly customer service.

Toco is an AmTrust Financial Services company. AmTrust Financial Services, Inc., is a multinational insurance holding company headquartered in New York City, offering a variety of products through its primary insurance subsidiaries rated "A" (Excellent) by A.M. Best Company.

Toco Joe from Toco Warranty offering career opportunities

Looking to be part of a company that's shifting the way we protect our cars?


From the Toco Blog

Toco Joe from Toco Warranty checking on different car noises coming from a vehicle
5/17/2016

9 Car Noises that May Mean Expensive Repairs

Cars produce an array of noises.

From the sound of your tires gripping the pavement to the revving of your engine when you accelerate (unless you drive an electric car), most of these noises indicate a perfectly functioning vehicle. In fact, because they're so common, you probably don't even notice most of the noises your car makes. But like an off-key note at a piano recital, a dissonant sound can make you sit up and take notice.

Toco Joe from Toco Warranty driving in a vehicle with highlighted tires showing how tire rotation is important for every vehicle
5/16/2016

Tire Rotation Basics: Patterns, Frequency and Cost

If you care about safety and saving money, regular tire maintenance and rotation should be high on your to-do list. Proper tire rotation and inflation can extend the life of your tires, lead to better fuel economy and improve the safety and handling of your car.

Toco Joe from Toco Warranty explaining the difference between a vehicle service contract and an extended car warranty
5/11/2016

Extended Car Warranty or Vehicle Service Contract

When it comes to protecting your vehicle, you have car insurance in case you get into an accident. But what if you need a new transmission? What if your engine needs work? Unless you've got a mechanic friend who just happens to have all the right parts laying around (and some free time), you're going to be stuck paying for it out of pocket if your vehicle isn't under manufacturer's warranty.

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